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State Bank

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Cash Rewards Checking
Make your checking account balance work for you.
  • Earn 1.75% APY on balances up to $10,000.01.  Qualifications apply.
  • Access to over 50,000 ATMs nationwide with your State Bank Mastercard® debit card
  • ATM fee refunds up to $4.99 per item
  • Minimum of $50 to open your account
  • No minimum balance to maintain your account.
Cash Back Rewards Checking
Earn cash back on your everyday purchases.
  • 3% cash back on debit card purchases up to $200 spent. Qualifications apply
  • Access to over 50,000 ATMs nationwide with your State Bank Mastercard® debit card
  • ATM fee refunds up to $4.99 per item
  • Minimum of $50 to open your account
  • No minimum balance to maintain your account
eChoice Checking
Simple checking for everyday needs.
  • Avoid the $3 monthly service fee by simply enrolling in e-statements or making six debit card purchases per cycle
  • Access to over 50,000 ATMs nationwide with your State Bank Mastercard® debit card
  • Minimum of $50 to open your account
  • No minimum balance to maintain your account
Savings
Earn interest while you save for your financial future.
  • Safety, simplicity and accessibility. Save for unexpected expenses or your next big purchase. Earn 0.15% APY - no tiers, no gimmicks.
  • Access to over 50,000 ATMs nationwide with your linked State Bank Mastercard® debit card.
  • Minimum of $100 to open your account
  • Maintain just $100 in your Savings account to avoid the $1 monthly fee.
Money Market
Your savings, rewarded at every level.
  • Enjoy higher savings rates and easier access to your funds.
  • Access to over 50,000 ATMs nationwide with your linked State Bank Mastercard® debit card.
  • Minimum of $2,500 to open your account
  • No minimum balance fee on balances over $2,500.
Certificates of Deposit
Maximize your returns with fixed rates and a full range of terms to fit your savings plans.
  • CDs offer higher rates than traditional savings and money market accounts.
  • Invest locally to support the communities we serve.
  • Minimum of $1,000 to open your CD and earn APY.
  • FDIC insured
3.59% APY on a 6-Month Term CD